Configure Inputs

₹1.00 Cr
₹0₹100.00 Cr
10
135
12%
%
030
Enable Step-Up SIP Strategy?

Increase your SIP amount every year to reach goals faster

Calculates post-tax wealth based on the LTCG rate and exemption rules.

Calculations assume money retains its current purchasing power.

Option 1: Lumpsum investment
₹30,29,948
Option 2: Monthly SIP
₹43,041

Investment Path Comparison

Analysis & Results

Growth Schedules

January 2026

Option 1: Lump Sum Schedule

Year
Total Invested
Interest Earned
Maturity Value
2026
₹30,29,948
+₹3,84,273
₹34,14,221
2027
₹30,29,948
+₹8,17,282
₹38,47,230
2028
₹30,29,948
+₹13,05,207
₹43,35,155
2029
₹30,29,948
+₹18,55,013
₹48,84,961
2030
₹30,29,948
+₹24,74,548
₹55,04,496
2031
₹30,29,948
+₹31,72,656
₹62,02,604
2032
₹30,29,948
+₹39,59,302
₹69,89,249
2033
₹30,29,948
+₹48,45,713
₹78,75,661
2034
₹30,29,948
+₹58,44,544
₹88,74,492
2035
₹30,29,948
+₹69,70,052
₹1,00,00,000
Click on [+] to view monthly breakdown.

Option 2: SIP Schedule

Year
Total Invested
Interest Earned
Maturity Value
2026
₹5,16,487
+₹34,834
₹5,51,320
2027
₹10,32,973
+₹1,39,589
₹11,72,562
2028
₹15,49,460
+₹3,23,133
₹18,72,593
2029
₹20,65,946
+₹5,95,459
₹26,61,405
2030
₹25,82,433
+₹9,67,825
₹35,50,258
2031
₹30,98,919
+₹14,52,921
₹45,51,840
2032
₹36,15,406
+₹20,65,042
₹56,80,448
2033
₹41,31,892
+₹28,20,299
₹69,52,191
2034
₹46,48,379
+₹37,36,845
₹83,85,223
2035
₹51,64,865
+₹48,35,135
₹1,00,00,000
Click on [+] to view monthly breakdown.