Configure Inputs

₹1.00 Cr
₹0₹100.00 Cr
10
135
12%
%
030
Enable Step-Up SIP Strategy?

Increase your SIP amount every year to reach goals faster

Calculates post-tax wealth based on a custom LTCG assumption. Exemption is optional and must match the regime you are modeling.

Calculations assume money retains its current purchasing power.

Option 1: Lumpsum investment
₹30,29,948
Option 2: Monthly SIP
₹43,041

Investment Path Comparison

Analysis & Results

Growth Schedules

March 2026

Option 1: Lump Sum Schedule

Year
Total Invested
Interest Earned
Maturity Value
2026
₹30,29,948
+₹3,17,000
₹33,46,947
2027
₹30,29,948
+₹7,41,476
₹37,71,424
2028
₹30,29,948
+₹12,19,787
₹42,49,735
2029
₹30,29,948
+₹17,58,760
₹47,88,708
2030
₹30,29,948
+₹23,66,088
₹53,96,036
2031
₹30,29,948
+₹30,50,440
₹60,80,388
2032
₹30,29,948
+₹38,21,586
₹68,51,534
2033
₹30,29,948
+₹46,90,532
₹77,20,480
2034
₹30,29,948
+₹56,69,682
₹86,99,630
2035
₹30,29,948
+₹67,73,013
₹98,02,960
2036
₹30,29,948
+₹69,70,052
₹1,00,00,000
Click on [+] to view monthly breakdown.

Option 2: SIP Schedule

Year
Total Invested
Interest Earned
Maturity Value
2026
₹4,30,405
+₹24,397
₹4,54,802
2027
₹9,46,892
+₹1,16,911
₹10,63,803
2028
₹14,63,378
+₹2,86,662
₹17,50,040
2029
₹19,79,865
+₹5,43,445
₹25,23,310
2030
₹24,96,351
+₹8,98,297
₹33,94,649
2031
₹30,12,838
+₹13,63,658
₹43,76,496
2032
₹35,29,325
+₹19,53,541
₹54,82,865
2033
₹40,45,811
+₹26,83,739
₹67,29,551
2034
₹45,62,298
+₹35,72,049
₹81,34,346
2035
₹50,78,784
+₹46,38,521
₹97,17,306
2036
₹51,64,865
+₹48,35,135
₹1,00,00,000
Click on [+] to view monthly breakdown.