Configure Inputs

₹1.00 Lakh
₹
₹10,000₹10.00 Lakh
₹0
₹
₹0₹5.00 Lakh
12%
%
030
20
130
50%
%
3070

*FOIR (Fixed Obligation to Income Ratio) is the percentage of your salary that banks allow for all EMIs. 50% is standard.

Max Eligible Loan

₹45.41 Lakh

Total Interest Paid

₹74.59 Lakh

Total Repayment

₹1.20 Cr

Repayment Schedule

Analysis & Results

Income Allocation

Eligible EMI₹50,000
Eligible EMI₹50,000
Existing EMIs₹0
Remaining₹50,000
Year
Principal
(A)
Interest
(B)
Expenses
(C)
Total Payment
(A + B + C)
Balance
Paid %
₹58,216
₹5,41,784
₹0
₹6,00,000
₹44,82,754
0%
₹65,600
₹5,34,400
₹0
₹6,00,000
₹44,17,155
0%
₹73,919
₹5,26,081
₹0
₹6,00,000
₹43,43,235
0%
₹83,294
₹5,16,706
₹0
₹6,00,000
₹42,59,941
0%
₹93,858
₹5,06,142
₹0
₹6,00,000
₹41,66,083
0%
₹1,05,762
₹4,94,238
₹0
₹6,00,000
₹40,60,322
0%
₹1,19,175
₹4,80,825
₹0
₹6,00,000
₹39,41,147
0%
₹1,34,289
₹4,65,711
₹0
₹6,00,000
₹38,06,858
0%
₹1,51,320
₹4,48,680
₹0
₹6,00,000
₹36,55,538
0%
₹1,70,511
₹4,29,489
₹0
₹6,00,000
₹34,85,026
0%
₹1,92,137
₹4,07,863
₹0
₹6,00,000
₹32,92,889
0%
₹2,16,504
₹3,83,496
₹0
₹6,00,000
₹30,76,385
0%
₹2,43,963
₹3,56,037
₹0
₹6,00,000
₹28,32,423
0%
₹2,74,903
₹3,25,097
₹0
₹6,00,000
₹25,57,520
0%
₹3,09,768
₹2,90,232
₹0
₹6,00,000
₹22,47,752
0%
₹3,49,054
₹2,50,946
₹0
₹6,00,000
₹18,98,698
0%
₹3,93,323
₹2,06,677
₹0
₹6,00,000
₹15,05,375
0%
₹4,43,206
₹1,56,794
₹0
₹6,00,000
₹10,62,169
0%
₹4,99,415
₹1,00,585
₹0
₹6,00,000
₹5,62,754
0%
₹5,62,754
₹37,246
₹0
₹6,00,000
₹0
0%
TIP Click on [+] to view monthly breakdown. Principal (A) includes monthly EMIs and any prepayments made.
* Values rounded