Configure Inputs

₹50.00 Lakh
₹
₹1.00 Lakh₹10.00 Cr
9%
%
0.130
8%
%
0.130
20
135
₹20,000
₹
₹0₹5.00 Lakh

Monthly Savings

₹3,164

Reduced from monthly EMI

Break-Even Point

7 Months

Time to recover costs

Net Lifetime Savings

₹7,39,431

After deducting closing costs

Cumulative Total Cost Over Time

Analysis & Results

Cumulative Cost Comparison

Year
Old Loan Cost
New Loan Cost
Net Savings
0
₹0
+0
-₹20,000
1
₹5,39,836
+0
₹17,972
2
₹10,79,671
+0
₹55,943
3
₹16,19,507
+0
₹93,915
4
₹21,59,342
+0
₹1,31,886
5
₹26,99,178
+0
₹1,69,858
6
₹32,39,013
+0
₹2,07,829
7
₹37,78,849
+0
₹2,45,801
8
₹43,18,685
+0
₹2,83,772
9
₹48,58,520
+0
₹3,21,744
10
₹53,98,356
+0
₹3,59,715
11
₹59,38,191
+0
₹3,97,687
12
₹64,78,027
+0
₹4,35,658
13
₹70,17,862
+0
₹4,73,630
14
₹75,57,698
+0
₹5,11,601
15
₹80,97,534
+0
₹5,49,573
16
₹86,37,369
+0
₹5,87,545
17
₹91,77,205
+0
₹6,25,516
18
₹97,17,040
+0
₹6,63,488
19
₹1,02,56,876
+0
₹7,01,459
20
₹1,07,96,711
+0
₹7,39,431
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