Configure Inputs

₹10,000
₹
₹100₹10.00 Cr
₹15,000
₹
₹10,000₹20.00 Cr
3
135

Total Investment

₹10,000

Interest Earned

₹5,000

Maturity Value

After 3 Years

₹15,000

Break-up of Maturity Value

Invested Amount
Est. Returns

Return Analysis

Analysis & Results

Growth Schedule

January 2026
Year
Total Invested
Interest Earned
Maturity Value
2026
₹10,000
+₹1,447
₹11,447
2027
₹10,000
+₹3,104
₹13,104
2028
₹10,000
+₹5,000
₹15,000
Click on [+] to view monthly breakdown.

Deep Dive & FAQ

Confused between ROI and CAGR?

This calculator provides both metrics because they answer different questions:

Absolute ROI (Total Return)

How much total profit did I make?

  • Best for: Simple profit check.
  • Problem: Ignores time. 50% in 1 year is better than 50% in 10 years, but ROI looks the same.

CAGR (Annualized Return)

How hard did my money work each year?

  • Best for: Comparing different investments.
  • Benefit: Accounts for time. It shows the effective yearly interest rate.

*CAGR = Compounded Annual Growth Rate