Configure Inputs

₹12.00 Lakh
₹
₹2.00 Lakh₹50.00 Lakh

Old Regime Only:

₹1.50 Lakh
₹
₹0₹3.00 Lakh
₹0
₹
₹0₹5.00 Lakh

Calculations based on FY 2024-25 & AY 2025-26. Includes Standard Deduction (New: 75k, Old: 50k) and 4% Cess.

New Regime

₹94,042.00/ month

Recommended

Old Regime

₹90,250.00/ month

New Regime Tax

₹71,500

Old Regime Tax

₹1.17 Lakh

Monthly Net (Best)

₹94,042

Break-up of Maturity Value

Invested Amount
Est. Returns

Comparison: New Regime saves you ₹45,500.00 annually.

Taxes: New vs Old

New
Old

Deep Dive & FAQ

Which Tax Regime is Right for You?

From FY 2024-25, the New Tax Regime is the default. It offers lower rates but few exemptions. The Old Regime allows for various deductions like 80C, 80D, and HRA.

  • Standard Deduction: Increased to ₹75,000 for New Regime and ₹50,000 for Old Regime.
  • Rebate Section 87A: Tax-free income up to ₹7 Lakhs in the New Regime.
  • Old Regime Exemptions: Useful if you have high HRA, home loan interest, and maximum 80C investments.