Configure Inputs

$95.00K
$
$30.00K$300.00K
$500.00
$
$0.00$5.00K
20%
%
3.550
7%
%
212
30
1530
1.2%
%
03
$150.00
$
$50.00$500.00
$0.00
$
$0.00$800.00

Maximum Home Price

$326,695

Based on 28/36 rule

Down Payment

$65,339

20% of home price

Loan Amount

$261,356

30-year mortgage

Monthly Payment Breakdown

Principal & Interest:$1,738.81
Property Tax:$326.70
Home Insurance:$150.00
Total Monthly Payment:$2,215.50

Front-End DTI

28.0%

Housing ÷ Income (≤28%)

Back-End DTI

34.3%

Total Debt ÷ Income (≤36%)

Payment Breakdown

Total

$2,216

Deep Dive & FAQ

Navigating the Path to Homeownership

Buying a home is the largest purchase most people make. Using the 28/36 debt-to-income rule, we help you find a sustainable price point that fits your budget.